This library contains articles written by Seaside bankers addressing some of the questions and topics most commonly asked by you, our clients. Please visit the library on a regular basis, as we will continually be adding articles of interest. If you have questions about the library, please contact us.
Topic: Residential Lending
For many homeowners, refinancing can be a smart move. However, before you decide to refinance your mortgage, ask yourself the following: What are my goals for refinancing? Are you trying to lower your total monthly payment? Pay off your mortgage sooner? Get access to accumulated equity? Your goals will help you determine what terms and interest rate to… Read More
Topic: Safety & Soundness
If you think life insurance is only for people with kids, you may be missing out on an important financial planning tool. Ask yourself these questions to find out if you should take a closer look at your needs for life insurance. Do you have a spouse or partner? Paying the rent or mortgage, car… Read More
Topic: Trust & Estate Planning
5 questions to get the ball rolling If you’re part of a blended family, you’re in good company. In 2013, 40 percent of unions were remarriages for at least one spouse.* Whether your blended family came together through remarriage recently or decades ago, discussions about money and estate planning can be challenging to say the… Read More