WELCOME TO THE SEASIDE INSTITUTE

Home

This library contains articles written by Seaside bankers addressing some of the questions and topics most commonly asked by you, our clients. Please visit the library on a regular basis, as we will continually be adding articles of interest. If you have questions about the library, please contact us.

Avoid Major Headaches When Naming Minors as Beneficiaries

Naming children as beneficiaries or contingent beneficiaries of an insurance policy, retirement account or payable-on-death account seems a natural way to provide for those you love. But special care must be taken to ensure that, should the children inherit as minors, the money provides for them in the way you intend. Minor Difficulties Because minors Read More…

4 Reasons to Open a Taxable Investment Account

It’s true: Investing in tax-advantaged accounts can help you save. Maybe you use an IRA or 401(k) for retirement, a 529 plan for college and a health savings account (HSA) for health expenses. But does that mean you should shun investing in a taxable brokerage account? Not at all! While tax-advantaged accounts can reduce the Read More…