Term Life Insurance

Protect Your Family and Your Finances Have you been putting off getting life insurance? Perhaps you recognize the important role life insurance can play in protecting the people you love, but have struggled to find a policy that fits your finances. Fortunately, term life insurance offers a cost-effective solution. That’s (more…)

What Do Rising Rates Mean for Retirees?

What Do Rising Rates Mean for Retirees?

Interest rates are on the rise, and the Federal Reserve (often referred to as “the Fed”) may continue gradually raising interest rates in response to a growing economy and strong labor market. Retirees may wonder how rising rates will affect their finances going forward. Higher Cost of Borrowing Retirees who (more…)

Why You Need a Financial Plan

Why You Need a Financial Plan

Go from Dreaming to Doing Are you a dreamer, a doer, a procrastinator or a planner? Dreamers tend to have big goals for the future with few plans for making them happen. Doers are action-takers who focus on meeting today’s demands and may overlook big-picture planning or dreaming about the (more…)

A How-To Guide for Rebalancing

A How-To Guide for Rebalancing

Don’t Let Your Portfolio Get Lopsided Have you checked on your portfolio lately? According to a recent survey, 1 in 4 investors said they hardly ever look at their portfolios. And when it comes to rebalancing — a proven strategy to help investors stay on track — only 40 percent (more…)

Will Your Retirement Savings Withstand Health Problems?

You’ve worked hard to build your retirement nest egg, and the last thing you need is a wrench in your plans. You might wonder how a job loss or savings shortage could impact your ability to make your savings last in retirement. But the biggest wild card may actually be (more…)

Look Beyond Past Performance

Are you thinking about adding to your portfolio or changing your lineup of investments? It’s wise to look under the hood and make sure you know what you’re getting before choosing an investment. Reviewing a fund’s past performance provides a snapshot, which is a good place to start, but it’s (more…)

Holiday spending snapshot

Have you started your holiday shopping yet? Setting a budget for how much you want to spend can help you avoid financial headaches after the holidays. Most people plan a budget for holiday shopping, but how many stick to their budget? Source: NerdWallet’s 2017 Consumer Holiday Shopping Report   Boost (more…)

Estate Planning With Your Parents

A Difficult, But Important Conversation Money is a taboo subject in many families, which makes it more difficult to talk with your aging parents about financial planning. But as seniors live longer and face the possibility of physical and mental disabilities that could limit their decision-making and independence, it’s vital (more…)

Florida Trend’s 500 Most Influential Business Executives

  Seaside National Bank & Trust is proud of our Board of Directors and Regional Advisory Board members for being recognized as one of Florida Trend’s 500 Most Influential Business Executives.   (more…)

Fast Facts about Digital Currency

Do you know what bitcoin is? Bitcoin is a type of digital currency that can be used to make virtual payments anywhere in the world. Bitcoin is maintained by a decentralized network of computers that track all bitcoin transactions, unlike traditional payment networks that are run by a credit card (more…)