Archive for June, 2016

7 Questions to Ask Before Refinancing

For many homeowners, refinancing can be a smart move. However, before you decide to refinance your mortgage, ask yourself the following: What are my goals for refinancing? Are you trying to lower your total monthly payment? Pay off your mortgage sooner? Get access to accumulated equity? Your goals will help you determine what (more…)

9 Signs You Need Life Insurance

If you think life insurance is only for people with kids, you may be missing out on an important financial planning tool. Ask yourself these questions to find out if you should take a closer look at your needs for life insurance. Do you have a spouse or partner? Paying (more…)

Estate Planning for Blended Families

5 questions to get the ball rolling If you’re part of a blended family, you’re in good company. In 2013, 40 percent of unions were remarriages for at least one spouse.* Whether your blended family came together through remarriage recently or decades ago, discussions about money and estate planning can (more…)

Generating Retirement Income: Pros and Cons of 4 Strategies

Once you retire, you may breathe a sigh of relief that you’re done prioritizing retirement savings among all the other competing demands for your money. Congratulations; take a moment to celebrate! Then direct your attention to your new challenge: You must turn your retirement savings into a stream of income (more…)