Get going! 5 financial moves to make right now

Get Going! 5 Financial Moves To Make Right Now

The wait-and-see approach works for some money strategies, like your retirement investments. But other times, not doing anything is a real financial bust! Learn what money moves to make ASAP. Create an emergency fund Could you afford a significant, unexpected event like a hospital stay, a major car repair or (more…)

Understanding The Ins And Outs Of Your Credit Score

Understanding The Ins And Outs Of Your Credit Score

You’re probably aware of how important your credit score is when you’re applying for a loan or line of credit. But what do you know beyond that? Learn what your credit score means, how you can improve it, and why your credit score may differ depending on where you get (more…)

Term Life Insurance

Protect Your Family and Your Finances Have you been putting off getting life insurance? Perhaps you recognize the important role life insurance can play in protecting the people you love, but have struggled to find a policy that fits your finances. Fortunately, term life insurance offers a cost-effective solution. That’s (more…)

What Do Rising Rates Mean for Retirees?

What Do Rising Rates Mean for Retirees?

Interest rates are on the rise, and the Federal Reserve (often referred to as “the Fed”) may continue gradually raising interest rates in response to a growing economy and strong labor market. Retirees may wonder how rising rates will affect their finances going forward. Higher Cost of Borrowing Retirees who (more…)

Why You Need a Financial Plan

Why You Need a Financial Plan

Go from Dreaming to Doing Are you a dreamer, a doer, a procrastinator or a planner? Dreamers tend to have big goals for the future with few plans for making them happen. Doers are action-takers who focus on meeting today’s demands and may overlook big-picture planning or dreaming about the (more…)

A How-To Guide for Rebalancing

A How-To Guide for Rebalancing

Don’t Let Your Portfolio Get Lopsided Have you checked on your portfolio lately? According to a recent survey, 1 in 4 investors said they hardly ever look at their portfolios. And when it comes to rebalancing — a proven strategy to help investors stay on track — only 40 percent (more…)

Will Your Retirement Savings Withstand Health Problems?

You’ve worked hard to build your retirement nest egg, and the last thing you need is a wrench in your plans. You might wonder how a job loss or savings shortage could impact your ability to make your savings last in retirement. But the biggest wild card may actually be (more…)

Look Beyond Past Performance

Are you thinking about adding to your portfolio or changing your lineup of investments? It’s wise to look under the hood and make sure you know what you’re getting before choosing an investment. Reviewing a fund’s past performance provides a snapshot, which is a good place to start, but it’s (more…)

Holiday spending snapshot

Have you started your holiday shopping yet? Setting a budget for how much you want to spend can help you avoid financial headaches after the holidays. Most people plan a budget for holiday shopping, but how many stick to their budget? Source: NerdWallet’s 2017 Consumer Holiday Shopping Report   Boost (more…)