Investing for Retirement: Why Taxes Matter

The Tax Cuts and Jobs Act of 2017 made sweeping changes to federal income taxes and corporate tax rates — but what does it mean for your retirement accounts? The tax benefits of retirement accounts such as 401(k)s and IRAs are mostly unchanged by the new tax plan. That means (more…)

529 Plans: Not Just for Higher Education Anymore

If you’re looking for a way to invest for your child’s or grandchild’s education, you may want to take a closer look at investing in a 529 savings plan. The Tax Cuts and Jobs Act modified the Internal Revenue Code, expanding the use of 529 plans from being used only (more…)

How Much Debt Is Normal At My Age?

Are you feeling overwhelmed by student loans or credit card debt? If so, you’re not alone. Consumers of all ages are carrying debt and it’s hampering people’s ability to reach certain financial goals such as buying a home and saving for retirement. Whether you’re just starting out in the workforce (more…)

Hurricane Supply Checklist

It’s that time again! Are you ready? (more…)

Protect Your Business From Ransomware Attacks

In 2016, the FBI’s Internet Crime Complaint Center received 2,673 complaints of ransomware with losses of over $2.4 million.* One large hospital in California paid $17,000 to regain control of its files after being unable to access them for 10 days.** Attacks are on the rise, with hospitals and small- (more…)

Don’t Shortchange Your Investing Potential

No one likes to lose, especially with money. In fact, researchers have found that our desire to avoid financial losses can be twice as powerful psychologically as our interest in achieving an equivalent gain. It’s no wonder, then, that many investors avoid financial losses by investing in “safer” investments with (more…)

An Update on Retirement Plans for 2018

After several years without changes, the contribution limit for certain retirement plans has increased for 2018. There is no change to the contribution limit for individual retirement accounts (IRAs) or SIMPLE plans (see “2018 Retirement Plan Contribution Limits” chart). Taxpayers who do not have access to a retirement plan at (more…)

Protect Your Business with Positive Pay

If check fraud is negatively impacting your bottom line, you’re not alone. Check fraud continues to be the No. 1 type of payments fraud, with losses in the millions of dollars. In a recent survey, companies reported an increase in check fraud.* In 2016, 75 percent of those surveyed that (more…)

7 Tips to Prevent Cyberthreats

Shield Your Organization from Becoming a Casualty Ransomware is one of the most dangerous cyberthreats to businesses — and it’s on the rise. The offending code infects computers, denying access until a ransom is paid. It’s typically delivered through spam emails, phishing or applications that target software vulnerabilities. The latest, (more…)

4 Financial Factors to Review Annually

Many people use tax season as an opportunity to review their finances. But if you’ve never done a financial review before, you might not be sure where to begin. To get you started, here are a few financial items you should review each year: Investment strategy. A review of your (more…)